> DRAFT TEMPLATE - not reviewed by an attorney. Replace this text with counsel-approved wording before launch.

Terms of Use

_Last updated: [date]_

By creating an account or using this website you agree to these terms.

Our role

Kreditex provides financing directly. Information on this website is not an offer or a commitment to lend. Any financing is subject to review, approval and a separate written agreement.

Your account

Keep your login credentials secret and your information accurate. You are responsible for activity in your account.

Electronic communications

By opting in to electronic delivery (E-SIGN consent) you agree to receive notices and disclosures electronically. You can withdraw consent by contacting us; some services may then be unavailable. [Counsel: add the full E-SIGN disclosures: hardware/software requirements, right to paper copies, scope.]

Accuracy and prohibited use

Providing false information, attempting to access other accounts or abusing the service is prohibited and may be reported.

Limitation and governing law

[Counsel: add limitation of liability, arbitration (if any), governing law and venue.]