Skip to content
Kreditex
HomeFinancingHow it worksAbout usFAQContact
Log in
Direct financing for the United States

Financing that fits your plans.

Kreditex provides financing directly to individuals and businesses. Apply online, upload your documents securely and follow every step in your personal portal.

View financing options How it works

Borrowing money costs money. Rates, fees and terms are disclosed before you accept any offer.

  • Direct, not a lead generator

    Kreditex is not a comparison site or a lead-selling service. Your application is handled by Kreditex itself, and we do not sell your information to marketers.

  • Clear costs

    Costs and fees are disclosed before you accept any offer. Paying a fee never guarantees approval, and we never ask for a fee before you have submitted your application.

  • We protect your information

    Documents are encrypted at rest, sensitive numbers such as an SSN or EIN are encrypted and masked, and access by our staff is restricted and logged.

Our financing options

For individuals and businesses in the states where we are authorized to offer them.

Products will be offered soon

Kreditex only offers financing in a state once the necessary legal authorizations for that state have been confirmed. Please check back soon or leave your email address for the newsletter.

Why Kreditex

Direct, not a lead generator

Kreditex is not a comparison site or a lead-selling service. Your application is handled by Kreditex itself, and we do not sell your information to marketers.

Clear costs

Costs and fees are disclosed before you accept any offer. Paying a fee never guarantees approval, and we never ask for a fee before you have submitted your application.

Track your application online

In your secure portal you see the status, upload documents and answer questions from our team, with a reference number for every application.

We protect your information

Documents are encrypted at rest, sensitive numbers such as an SSN or EIN are encrypted and masked, and access by our staff is restricted and logged.

Four steps to your application

  1. 1

    Create an account

    Register as an individual or a business and confirm your email address.

  2. 2

    Complete the application

    Choose a financing option, answer the questions step by step and upload the documents we ask for. You can save a draft and continue later.

  3. 3

    Review

    After you submit you receive a reference number (KDX-YYYY-NNNNNN). We review your application and may ask for more information, which you answer in your portal. Our review can include identity verification and, with your authorization, a credit report.

  4. 4

    Decision

    You receive the decision in your portal and by email. If we cannot approve your application we tell you the principal reasons, as the law requires.

If a processing fee applies, it is only requested after your application has been submitted. Paying a fee never guarantees approval, and the decision is made independently of payment.

Ready to apply?

Create an account, complete the application and follow its progress. You will receive a reference number when you submit.

Log in