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Kreditex
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How it works

From application to decision: this is how Kreditex works.

  1. 1

    Create an account

    Register as an individual or a business and confirm your email address.

  2. 2

    Complete the application

    Choose a financing option, answer the questions step by step and upload the documents we ask for. You can save a draft and continue later.

  3. 3

    Review

    After you submit you receive a reference number (KDX-YYYY-NNNNNN). We review your application and may ask for more information, which you answer in your portal. Our review can include identity verification and, with your authorization, a credit report.

  4. 4

    Decision

    You receive the decision in your portal and by email. If we cannot approve your application we tell you the principal reasons, as the law requires.

If a processing fee applies, it is only requested after your application has been submitted. Paying a fee never guarantees approval, and the decision is made independently of payment.
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